Ask CPAG Online - What are universal credit advances?

This section looks at what universal credit advances are, and the circumstances in which the DWP will consider awarding you one. For more detail on the circumstances on which a universal credit advance can be paid, see When can you get a universal credit advance?

A universal credit advance is a recoverable advance payment of universal credit (UC), paid to you in certain circumstances where you are in ‘financial need’. The intention is to provide you with a small advance payment of benefit, which you must repay, to provide financial support for a limited period.

Universal credit advances are payments of UC that it is considered you will be entitled to, but are like a loan in that you must repay the advance back (you do not have to pay interest). For more information on repaying a universal credit advance, see How do you repay a universal credit advance?