I have found this whole cost of living subject a difficult one for us in particular. It is topical at the moment and is a constant weight on my mind. There's no escape, everywhere I turn, it’s all around me. The TV, the news and social media. I’m tired of it and the continuous daily struggle. I feel we’ve been experiencing and have been living this for some time.
My name is Brian, I am a single parent to one daughter, we live in the south of England and I claim disability benefits. The impact on children due to the rising cost of living is heartbreaking and will have a long term impact on them. Being a single parent with a teenage daughter is tough enough but now we are having to make cutbacks to the bare minimum. My daughter now has to live in a cold, dark home as I am unable to afford the rising cost of gas and electricity, which is having a real impact on her studies during exam times. My daughter is 16 years old and currently studying hard for her GCSEs and looking forward to continuing studies for her A levels after the summer.
At the start of the pandemic, the Department for Work and Pensions (DWP) relaxed some evidence checks for people making a universal credit (UC) claim to provide quicker access to benefits. In January 2021, the DWP began reverifying the details of claims made while evidence checks were eased. This has resulted in some claimants being asked to pay back the entirety of their UC award. More than a year after the exercise started, we continue to hear from people who have had their UC payments stopped, who have received demands to repay all the UC they received, and who are unable to understand or challenge the DWPs decision.
Last month, chancellor Rishi Sunak stood before the dispatch box and delivered his third and most significant budgetary response to the current cost of living crisis. As he announced the measures, he pledged: 'We need to make sure that for those whom the struggle is too hard…and for whom the risks are too great…they are supported… We will make sure the most vulnerable and the least well off get the support they need at this time of difficulty.'
Now that DWP have published the draft amending regulations which will permit the wider rollout of universal credit (UC) i we have a good early understanding of the way in which people will experience managed migration. Furthermore, CPAG has some direct experience of the way in which people managed migrated to UC will be treated by DWP.
‘This government will not sit idly by whilst there is a risk that some in our country might be set so far back they might never recover’, said chancellor Rishi Sunak in the opening remarks to his statement this afternoon. But does this ring true? Did his announcements offer a sign of hope for families?
"It’s a relief that government is finally waking up to the fact that families need more support and today’s announcement of interventions through the benefits system is a good start. But with almost 4 million children living in poverty the chancellor is kidding himself if he thinks that the problem is temporary or that the package he offered today will stop people finding themselves so far back that they never recover. If the chancellor is serious about supporting those who are struggling then he will need to make long-term changes to the structure of the social security system and restore the value of benefits to something that families can really live on."
Is the benefit system financially adequate? The honest answer to that has to be no. Due to this fact my family along with millions of others are being plunged deeper into debt, desperation and an era of complete poverty.
An estimated 1.8 million households on universal credit (UC) are having to live on significantly less than they are entitled to because the DWP is deducting debt repayments from their benefits at an unaffordable rate, according to new CPAG estimates. There are an estimated 2 million children in these households.
New data released today shows that 4.1 million households were claiming universal credit (UC) in February 2022. Benefits were recently increased by less than half the rate of inflation, meaning these families saw the real value of their UC fall by £660 a year on average. And while benefit levels sit at historic lows, an estimated 1.8 million households are receiving an average of £61 less each month than they are entitled to because of automatic deductions from their UC payment.